Net Worth Calculator

Add up your assets and liabilities to see where your net worth stands today.

Assets minus liabilities — and why the number needs context

Net worth is a snapshot, not income. Illiquid assets like home equity or retirement accounts inflate the total but aren't spendable without cost — selling fees, taxes, or early-withdrawal penalties all reduce what you'd actually walk away with.

A number that moves for reasons that aren't about you

Market swings in home value or investment balances can shift net worth from month to month with zero change in your saving behavior. Track the trend across quarters rather than reacting to any single update.