Retirement & 401(k) Estimator
Project your 401(k) balance at retirement based on contributions, employer match, and expected annual return.
Why the employer match is the first thing to check
An employer match is an immediate, guaranteed return no market investment can promise. Contributing less than the amount needed to get the full match effectively leaves part of your compensation unclaimed.
What "on track" doesn't guarantee
Projections assume a steady contribution rate and a steady average return over decades. Job changes, a downturn near retirement, or early withdrawals can all shift the real outcome away from a straight-line projection.