Take-Home Paycheck Calculator
Estimate your net paycheck after federal tax, FICA, state tax, and common deductions. For illustration only — not tax advice.
What comes out before you see a number
Gross pay is reduced by federal and state withholding, FICA (Social Security and Medicare), and any pre-tax deductions like 401(k) contributions or health premiums before it becomes take-home pay — pre-tax deductions lower your taxable income, not just your paycheck total.
Why identical salaries take home different amounts
Filing status, state of residence, W-4 withholding elections, and benefit elections all shift the final number, which is why two coworkers earning the same salary can see meaningfully different paychecks.